Dental Insurance for Individuals & Families

Medicare doesn't cover dental — and many Medicare Advantage plans are cutting back. We help you find a plan that does.

NextGen Insurance Advisors helps individuals and families of every age find affordable PPO dental coverage. It's especially valuable if you're on Medicare or a Medicare Advantage plan that's reducing dental benefits — with no waiting periods, so you can start treatment sooner instead of paying full price out of pocket.

Why people choose our dental plans

  • No waiting periods — get care faster
  • Coverage can start as soon as tomorrow
  • Buy any time of year — no enrollment window
  • Keep your own dentist, or use a nationwide PPO network
  • Covers root canals, crowns, bridges & implants
  • A smart backup if your Medicare Advantage dental benefit was reduced
No Waiting Periods
Purchase Any Time of Year
Nationwide PPO Network
Coverage as Soon as Tomorrow
Ameritas PrimeStar® Dental Plans

Find the plan that fits your smile

Three individual PPO dental plans, underwritten by Ameritas Life Insurance Corp. Every plan includes no waiting periods and Preventive Plus, so cleanings never eat into your annual maximum.

PrimeStar Care Lite

Greatest value for maintaining good oral health

$750 → $1,500
Annual Maximum (Day One / After Year One)
  • 100% preventive care, in-network
  • 50%–80% basic services (fillings, extractions)
  • 10%–20% major services (crowns, root canals, dentures)
  • No child orthodontia
  • No implant benefit
  • No hearing benefit
Get a Quote
Not available in AR, KS, NC, OK.

PrimeStar Care Boost

Balanced plan with child orthodontia

$1,000 → $2,500
Annual Maximum (Day One / After Year One)
  • 100% preventive care, in-network
  • 65%–80% basic services
  • 20%–50% major services, incl. root canals & crowns
  • Implants: $500 day one, up to $1,000 after year one
  • Child orthodontia: $1,000 lifetime max
  • No hearing benefit
Get a Quote
Not available in AR.
Simple to Start

Three steps to better dental coverage

1

Get your free quote

Tell us your ZIP code and we'll show you real PrimeStar plan pricing in minutes.

2

Choose your plan

We'll help you compare Lite, Boost, and Complete based on the care you actually need.

3

Start using your benefits

No waiting periods — coverage can begin as soon as tomorrow.

Nationwide Coverage

See any dentist — save more with a network provider

The Ameritas Dental Network is one of the largest in the nation, with access to providers across the U.S. and Mexico. Policyholders can choose any dentist, but out-of-pocket savings are greatest with a Classic (PPO) network provider.

Manage everything from the Ameritas Benefits mobile app — search providers, view claims, and access your ID card once coverage is active.

98%
of providers stay in-network with Ameritas year after year
25–50%
lower rates charged by in-network dentists vs. regular pricing

Ready to protect your smile?

Speak with a licensed NextGen Insurance Advisor today, or get a free instant quote online.

313-514-3222